Sign up.

Create an account in under 90secs through our app, in-store or at checkout. We’ll perform a quick ID and credit check to verify your details.

Shop.

Once approved, shop in-store or online with any of our partners. Get the things you want or need today, choose Openpay at checkout.

Spread it.

Pick your plan – they range from 1–24 months (depending on your purchase). You’ll pay your first installment today, the rest is spread over weekly or fortnightly installments.

Sit back.

Take your items right away. Your remaining payments will be taken automatically from your chosen card. Use our app to manage all your plans and repayments.

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For more information about our vehicles or services, make sure to contact our team.

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The things you need to know

Is Openpay secure?


Yes, protecting your information is very important to us. Openpay is a Level 1 PCI DSS Compliant Provider. This means that all sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View the Openpay privacy policy here.

Yes, protecting your information is very important to us. Openpay is a Level 1 PCI DSS Compliant Provider. This means that all sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View the Openpay privacy policy here.


Does Openpay perform a Credit Check?


Depending on the purchase you are making, you may be asked to perform a credit check. This is usually when you need to make a purchase that is above the amount Openpay has allocated you. In any instance, you will be asked to consent to the credit check before it happens.

Read the full terms and conditions here.

Depending on the purchase you are making, you may be asked to perform a credit check. This is usually when you need to make a purchase that is above the amount Openpay has allocated you. In any instance, you will be asked to consent to the credit check before it happens.

Read the full terms and conditions here.


Will I be charged interest?


Openpay does not charge any interest. Ever.

Openpay does not charge any interest. Ever.


Are there fees?


Establishment fees and plan management fees may be applicable – these will be disclosed to you before your plan is finalised, as they vary from merchant to merchant. If a payment is not made by its scheduled date, a late fee of $9.50 will apply. These fees are also outlined in the email sent to you on confirmation of your purchase. We understand that there are times when you may not be able to make a payment. Please contact Openpay on 1300 168 359 before your payment date to reschedule the payment and avoid late fees.

Establishment fees and plan management fees may be applicable – these will be disclosed to you before your plan is finalised, as they vary from merchant to merchant. If a payment is not made by its scheduled date, a late fee of $9.50 will apply. These fees are also outlined in the email sent to you on confirmation of your purchase. We understand that there are times when you may not be able to make a payment. Please contact Openpay on 1300 168 359 before your payment date to reschedule the payment and avoid late fees.