Toyota Finance Sydney

  • Toyota Finance
  • Toyota Insurance
  • Toyota Access
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Consumer Fixed Rate Car Loan

With so many new and used cars out there, it's not easy to find the right one for your needs. Fortunately, car finance is a lot easier with Toyota Finance.

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your car loan plus the freedom to choose the term length, ranging from 1-7 years, helping you get into the car you want, today.

Key Benefits Include:

  • A fixed interest rate for the term of your car loan
  • Flexible car loan terms, ranging from 1-7 years
  • Financing of vehicles up to 7 years old

Toyota Access - Consumer Fixed Rate Car Loan

With Toyota Access, you'll be surprised at how soon you could be reliving that new car feeling. Toyota Access is a smart program that gives you an exceptional level of choice, confidence and flexibility when it comes to car finance, both now and in the future.

Key Benefits Include:

  • The assurance of fixed monthly payments
  • Ther certainty of a Guaranteeed Future Value*
  • The flexibility to trade, keep or return your Toyota

Novated Lease

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your car finance and running costs directly from your salary.

Key Benefits Include:

  • Tax-effective financing through pre - and post-tax salary deductions
  • Control and flexibility - drive the car of your choice that suits your lifestyle
  • Convenient and cashless motoring - with the option to include all car running costs

Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

Motor Vehicle Insurance

If anything happens to your Toyota you'll want to know you're in safe hands. You can trust the experts at Toyota Insurance to get you back on the road in no time. Plus, we give you the reassurance that repairs will be done using Toyota Genuine Parts made specifically to fit your Toyota.

Key Benefits Include:

  • Replacement with a new Toyota after a total loss
  • Quality repairs with Toyota Genuine Parts
  • Lifetime Repair Guarantee.

Finance Protection Insurance

It's always better to have options, whatever your circumstance. So if you've financed your vehicle and you're unable to work due to serious illness, accidental injury, or involuntary redundancy - Finance Protection Insurance can cover your car loan repayments for up to six months, subject to the maximum cover amount you have chosen.

Key Benefits Include:

  • Our vehicle hand-back benefit allows you to cancel your finance contract and hand back your vehicle to your financier
  • A simple one-off payment can be included in the total amount being financed with Toyota Finance.

Finance Gap Insurance

If your car is written off as the result of an accident or theft, there may be a gap between the amount your comprehensive insurer pays you and the outstanding balance on your vehicle finance contract. You could also be up for extra costs when you buy a replacement vehicle. That's where Finance Gap Insurance comes in.

Key Benefits Include:

  • Receive up to $30,000 for gap payments
  • Provides financial support that can assist you to purchase a replacement vehicle.

Extended Warranty Insurance

Factory Approved Extended Warranty Insurance offers you protection that continues beyond your Toyota new vehicle warranty cover.

Key Benefits Include:

  • The reassurance that we'll use Toyota Genuine Parts in repairs
  • Option to choose from 1, 2 or 3 year plan terms.

Toyota Extra Care is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). For Finance Protection Insurance Adica accepts liability for the benefits for which it is the Insurer. Adica acts under its own Financial Services Licence and under agreement with AIA Australia Limited ABN 79 004 837 861 AFSL 230043 when providing financial services on behalf of AIA Australia Limited concerning life cover. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

Toyota Access

Introducing Toyota Access[T14]. All new levels of affordability, flexibility and assurance can now come standard with every new Toyota.

Enjoy the security of real guarantees and say goodbye to the uncertainties you've come to expect from traditional methods of car ownership.

How Toyota Access Works

Toyota Access[T14] is an easy and flexible way to put you in complete control when you're buying a new car.

The great thing about Toyota Access is it enables you to choose the car you really want today and still keep your options open tomorrow. Whatever stage you're at in life - going off to university, starting out on a career, settling down with a family or getting your life back as the kids leave home - you can have confidence about what's ahead. Toyota Access puts you in the driver's seat with affordability, flexibility and assurance.

You control the details

You Control The Details

With Toyota Access, you get to choose your deposit and loan term (up to 48 months/4 years) when you buy your new Toyota and you also get to choose what to do with your car when the term is over; trade, keep or return the car.

Toyota Access takes the worry out of buying a car and provides great reassurance because Toyota guarantees the future value of the car. The Guaranteed Future Value is the minimum value of your New Toyota at the end of the loan term and is the amount Toyota Finance will pay you and be put against your final payment should you decide to return your car at the end of the term.

And, because Toyota Access comes with low monthly repayments and a short loan period, you can upgrade to any New Toyota without worry or hassle[T16].

At the time of purchase

At The Time Of Purchase
  • 1. Select your new Toyota.
  • 2. Nominate the deposit you'd like to pay, if any.
  • 3. Choose your term and number of kilometres you expect to travel over the term.
  • 4. Toyota Finance will calculate the Guaranteed Future Value of your new Toyota.
  • 5. Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value.

Tailor your own affordable package

Tailor Your Own Affordable Package

Once you've chosen the vehicle you want, simply tell us if you'd like to pay a deposit (if so how much) and how long you'd like the agreement to last for.

Then you tell us the amount of kilometres you expect to do and based on this, we will work out the Guaranteed Future Value of the car. So you know exactly where you stand and can confidently plan your budget, way ahead.

We'll then put together an affordable monthly payment schedule. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.

You decide what to do next

You Decide What To Do Next

At the end of the agreement, you are still in control. You can decide whether to:

  • Trade in or sell your Toyota - use the trade-in value or sale price to pay the remaining balance of your account.
  • Keep your Toyota - simply pay the outstanding balance (including the final payment). We can help you refinance the balance if you don't have the cash on hand (conditions apply).
  • Return your Toyota - we'll pay you the GFV* we agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometres being met).

*[T14] Guaranteed Future Value (GFV) is the minimum value of your new Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms and conditions, fees and charges apply. Toyota Access Guaranteed Future Value (GFV) products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536.

Terms and conditions, fees and charges apply. Toyota Access Guaranteed Future Value (GFV) products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536.



* This calculator is provided for illustrative purposes only and does not constitute a quote. Information provided by this calculator is based on the accuracy of information provided and does not take into account your personal needs and financial circumstances. If you apply for a loan your interest rate will be based on your individual credit assessment. Terms and conditions apply. We will not store the information provided in this calculator.

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Cnr. Pittwater & Harbord Rds
Brookvale 2100

Phone: (02) 9939 7766

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